Terms of Service

1. Introduction

Welcome to Spiritual Insider (spiritualinsider.com). By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). If you disagree with any part of these terms, please do not use our website.

2. Definitions

  • “Website” refers to Spiritual Insider, accessible at spiritualinsider.com
  • “Service” refers to the website operated by Spiritual Insider
  • “User,” “You,” and “Your” refers to you, the person accessing this website
  • “We,” “Us,” and “Our” refers to Spiritual Insider
  • “Content” refers to articles, texts, images, videos, and other materials available on our website

3. Basic Terms

3.1 User Eligibility

You must be at least 13 years of age to use this website. By using this website, you warrant that you are at least 13 years old and you are able to form legally binding contracts under applicable law.

3.2 Account Creation

Some features of our website may require account registration. You agree to:

  • Provide accurate and complete information
  • Maintain and update your information
  • Keep your account credentials secure
  • Not share your account with others
  • Notify us immediately of any unauthorized use

4. Intellectual Property Rights

4.1 Our Content

All content published and made available on our website is our property and the property of Spiritual Insider’s content creators. This includes, but is not limited to:

  • Text
  • Images
  • Audio
  • Video
  • Logos
  • Buttons
  • Icons
  • Design elements

4.2 User License

We grant you a non-exclusive, non-transferable, revocable license to:

  • Access and view our content
  • Download content for personal, non-commercial use
  • Share content through social media platforms with proper attribution

4.3 Restrictions

You may not:

  • Modify or copy our materials
  • Use our materials for commercial purposes
  • Attempt to reverse engineer any software on our website
  • Remove any copyright or other proprietary notations
  • Transfer materials to another person or mirror them on any other server

5. User-Generated Content

5.1 Content Submission

By submitting content to our website (including comments, forum posts, and testimonials), you:

  • Grant us a worldwide, non-exclusive, royalty-free license to use your content
  • Warrant that you have the right to grant such license
  • Agree that your content does not violate any rights of third parties

5.2 Content Standards

User-generated content must not:

  • Be false, inaccurate, or misleading
  • Infringe upon any intellectual property rights
  • Contain harmful computer code
  • Promote illegal activities
  • Be defamatory, obscene, or offensive
  • Harass or discriminate against others

6. Privacy and Data Protection

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs your visit to our website, to understand our practices.

7. Payment Terms

7.1 Pricing

All prices for products or services (if any) are subject to change without notice. We reserve the right to modify or discontinue any service without notice.

7.2 Payment Processing

All payments are processed securely through our authorized payment processors. We do not store credit card details.

8. Disclaimer and Limitations

8.1 Website Availability

We do not guarantee that our website will be:

  • Available at all times
  • Error-free
  • Free from viruses or other harmful components

8.2 Liability Limitations

We shall not be liable for any:

  • Indirect, consequential, or incidental damages
  • Loss of profits or revenues
  • Loss of data
  • Business interruption

9. Termination

9.1 Account Termination

We may terminate or suspend your account and access to our services:

  • Immediately, without prior notice or liability
  • For any reason whatsoever
  • Including, without limitation, breach of these Terms

9.2 Effect of Termination

Upon termination:

  • Your right to use the service will cease immediately
  • Any provisions that by their nature should survive termination shall survive

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website constitutes acceptance of modified terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions.

12. Contact Information

For any questions about these Terms, please contact us at:
Spiritual Insider

New York, NY
United States

Email: spiritualinsider@gmail.com

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary while preserving the remaining provisions.

By using Spiritual Insider, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.